Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
K 1,190
National Pension
- K 59.50
National Health Insurance
- K 11.90
Total tax
- K 71.40
Net pay
* K 1,119
Marginal tax rate
6.0%
Average tax rate
6.0%
94.0%
Net pay
6.0%
Total tax
Total tax
Net pay
The Taxberg
K 1,119
Net pay
K 77.35
Tax the employer pays
K 71.40
Tax you pay
Total tax paid
K 149
Did you know your employer also pays tax on your salary? It costs the employer K 77.35 to pay you K 1,190. In other words, every time you spend K 10 of your hard-earned money, K 1.25 goes to the government.
Real tax rate
11.7%
So, with you and the employer both paying tax, what used to be a 6% tax rate now rises to 11.7%, meaning your real tax rate is actually 5.7% higher than what it seemed at first.
Summary
If you make K 1,190 a year living in Zambia, you will be taxed K 71.40. That means that your net pay will be K 1,119 per year, or K 93.22 per month. Your average tax rate is 6.0% and your marginal tax rate is 6.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of K 100 in your salary will be taxed K 6, hence, your net pay will only increase by K 94.
Bonus Example
A K 1,000 bonus will generate an extra K 940 of net incomes. A K 5,000 bonus will generate an extra K 4,700 of net incomes.
Compare average tax
North America
Country 
Net pay
Average tax
Rank
Canada
ZMW 1171
1.6%
1
USA
ZMW 1087
8.7%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
ZMW 1190
0.0%
1
Singapore
ZMW 1190
0.0%
2
Hong Kong
ZMW 1190
0.0%
3
Thailand
ZMW 1130
5.0%
4
Indonesia
ZMW 1085
8.8%
5
Taiwan
ZMW 1085
8.9%
6
South Korea
ZMW 1063
10.7%
7
New Zealand
ZMW 1049
11.9%
8
India
ZMW 1047
12.0%
9
China
ZMW 1033
13.2%
10
Vietnam
ZMW 1012
15.0%
11
Japan
ZMW 967
18.7%
12
Malaysia
ZMW 958
19.5%
13
Kazakhstan
ZMW 942
20.8%
14
Pakistan
ZMW 897
24.7%
15
Philippines
ZMW 487
59.1%
16
Show more
Latin America
Country 
Net pay
Average tax
Rank
Mexico
ZMW 1162
2.4%
1
Brazil
ZMW 1101
7.5%
2
Puerto Rico
ZMW 1095
8.0%
3
Colombia
ZMW 1095
8.0%
4
Ecuador
ZMW 1078
9.4%
5
Guatemala
ZMW 1076
9.6%
6
Costa Rica
ZMW 1065
10.5%
7
Panama
ZMW 1059
11.0%
8
Peru
ZMW 1041
12.5%
9
Argentina
ZMW 988
17.0%
10
Chile
ZMW 981
17.6%
11
Uruguay
ZMW 975
18.1%
12
Show more
Middle East
Country 
Net pay
Average tax
Rank
Egypt
ZMW 1190
0.0%
1
Saudi Arabia
ZMW 1190
0.0%
2
United Arab Emirates
ZMW 1131
5.0%
3
Qatar
ZMW 1131
5.0%
4
Lebanon
ZMW 1107
7.0%
5
Bahrain
ZMW 1094
8.0%
6
Oman
ZMW 1095
8.0%
7
Kuwait
ZMW 1059
11.0%
8
Israel
ZMW 1033
13.2%
9
Turkey
ZMW 1002
15.8%
10
Show more
NOTE* Withholding is calculated based on the tables of Zambia, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.